We offer V12 finance packages across thousands of products on our website and in store. Instead of paying for the gear up front, you can spread the payments out over anything from 6 to 36 months (subject to status).
Why choose finance?
Put simply, you can wait until you've saved up enough money for that new guitar, or that one piece of studio gear that's holding you back from perfect mixes. Or, you can use our flexible finance packages and get your hands on the gear you want, instantly! And we offer 0% interest options, so you don't have to pay over the odds!
How do I apply?
Example finance packages
0% Interest over 9 Months
- Total Cash Price: £1000
- Deposit: £100
- Amount of credit: £900
- Duration of agreement: 9 months
- 9 payments of: £100
- Cost of credit: £0
- APR representative: 0%
- Total amount repayable: £1000
15.9% Finance over 36 Months
- Total Cash Price: £2000
- Deposit: £500
- Amount of credit: £1500
- Duration of agreement: 36 months
- 36 payments of: £51.88
- Cost of credit: £367.68
- APR representative 15.9%
- Annual rate of interest: 8.17%
- Total amount repayable: £2367.68
Am I eligible for finance?
- All loans are subject to status
- You must be at least 18 years old
- You must be a permanent resident in the UK (excluding the Channel Islands and other British territories).
- Customers from outside the UK cannot apply for finance from Andertons Music Co.
- Minimum order value to be eligible for finance is £300.
- Splitting orders into multiple deliveries may be possible if over 50% of the value of the order is in stock. You will need to agree to some terms and conditions before we can entertain this.
- We can only deliver your order to the card billing address. We cannot make any exceptions to this rule.
How do repayments work?
Monthly repayments will be taken by direct debit. Your finance agreement starts when you receive your goods. You don't start repaying your loan until a month after you have received your order.
What finance packages are available?
The following finance packages are available on our website. The terms of the package will vary from product to product.
- 9 MONTHS 0% FINANCE*
- 18 MONTHS 0% FINANCE**
- 24 MONTHS 0% FINANCE**
- 24 MONTHS FINANCE AT 15.9% APR REPRESENTATIVE*
- 36 MONTHS 0% FINANCE**
- 36 MONTHS FINANCE AT 15.9% APR REPRESENTATIVE*
*available on all products if total order is over £300
**available on selected products only
- The minimum order value to be eligible for any finance package is £300
- The maximum loan value is £12,000
- The minimum deposit amount required for finance is shown on individual product pages on our site
What's the minimum value for finance?
All our finance offering are subject to a minimum loan value. This value varies from package to package. It means that the maximum deposit that you can pay is capped.
For example, if you were purchasing a product for £350, using 9 Months Interest Free Finance, the maximum deposit you could pay would be £100 because the minimum loan value for this package is £250.
Our website checkout will automatically cap your deposit amount at the maximum possible amount. You can choose to pay any deposit between the minimum and maximum value.
Contact V12 Finance
For info on your agreement or general questions regarding how V12 work, you can contact them directly:
- 02920 468 900
Andertons Music Company's Registered Office: 58-59 Woodbridge Road, Guildford, GU1 4RF. Andertons Music Company acts as a credit broker and not a lender and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Andertons Music Company is authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.