We offer V12 Finance packages across thousands of products on our website and in-store. Instead of paying for your order upfront, you can spread the payments out over anything from 9 to 48 months (subject to status and minimum spend).
How do I apply?
Example finance packages
0% APR Interest over 9 Months (Minimum order value is £450)
- Total Cash Price: £1000
- Deposit: £100
- Amount of credit: £900
- Duration of agreement: 9 months
- 9 payments of £100
- Cost of credit: £0
- APR representative: 0%
- Total amount repayable: £1000
19.9% APR Finance over 36 Months (Minimum order value is £300)
- Total Cash Price: £1000
- Deposit: £100
- Amount of credit: £900
- Duration of agreement: 36 months
- 36 payments of £32.66
- Cost of credit: £275.76
- APR representative 19.9%
- Total amount repayable: £1275.76
Finance FAQs
Am I eligible for finance?
- All loans are subject to status
- You must be at least 18 years old
- You, or your partner, must be in permanent paid employment, self-employed, retired and receiving a pension, working student in part-time work or in receipt of a disability benefit
- You must have been a permanent resident in the UK for at least 3 years
- You must have a debit or credit card in your name, which is registered to the address of your order and have a Bank or Building Society account available for the direct debit repayments
- Customers from outside the UK cannot apply for finance from Andertons Music Co.
- Splitting orders into multiple deliveries may be possible if over 50% of the value of the order is in stock. You will need to agree to our terms & conditions before we can consider this.
- We can only deliver your order to the address used on the finance agreement. We cannot make any exceptions to this rule.
How do repayments work?
What finance packages are available?
The following finance packages are available on our website. The terms of the package will vary from product to product.
- 9 MONTHS 0% APR FINANCE*
- 12 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
- 18 MONTHS 0% APR FINANCE***
- 24 MONTHS 0% APR FINANCE***
- 24 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
- 36 MONTHS 0% APR FINANCE***
- 36 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
- 48 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
***available on selected products only
- The minimum order value to be eligible for interest-free finance packages is £450
- The minimum order value to be eligible for interest-bearing finance packages is £300
- The maximum loan value is £15,000
- The minimum deposit amount required for finance is shown on individual product pages on our site
What's the minimum value for finance?
All our finance offerings are subject to a minimum loan value. This value varies from package to package. It means that the maximum deposit that you can pay is capped.
Our website checkout will automatically cap your deposit amount at the maximum possible amount. You can choose to pay any deposit between the minimum and maximum value.
Contact V12 Finance
For information on your agreement or general questions regarding how V12 work, you can contact V12 directly:
- 02920 468 900
- customerservices@v12finance.com
Complaints
If your complaint is about the items purchased, please contact us directly.
If your complaint is specifically about your finance agreement, please contact V12 as above who will be happy to help. If you are still dissatisfied and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.
Disclaimer
Andertons Music Company's Registered Office: 58-59 Woodbridge Road, Guildford, GU1 4RF. Andertons Music Company acts as a credit broker and not a lender and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Not all products offered by Secure Trust bank PLC are regulated by the Financial Conduct Authority. Andertons Music Company is authorised and regulated by the Financial Conduct Authority, firm registration number 716155. Credit provided subject to age and status.